Technology Assessment and Acquisition
Technology assessment, Hierarchical Decision Model, Mobile computing -- Security measures, Mobile commerce, Technological innovations -- Management
This paper provides a technology assessment model to select the optimum mobile payment solutions for college students using gap analysis and hierarchical decision model (HDM). The growth of innovation and technology adoption requires college students to be aware and cautious of the different available technologies. The literature review has been conducted about the current mobile payment technologies and perspectives affecting the decision-making process before building the HDM. The results of the model showed that Apple Pay is the optimal mobile payment solution for college students. Four different perspectives were considered to build this assessment model with sixteen different criteria. The most important perspective for selecting mobile payment was found to be the security perspective then technology, economy, and social, respectively. The ease of use was found to be the top criteria followed by security of deposit and speed of transfer.
Al Ghamdi, Sultan and Almuzel, Mustafa, "Assessment of Mobile Payment Technologies for College Students" (2019). Engineering and Technology Management Student Projects. 2278.