First Advisor

Leslie Hammer

Date of Publication

Winter 2-7-2018

Document Type


Degree Name

Doctor of Philosophy (Ph.D.) in Applied Psychology






Veterans -- Personal finance, Work and family, Stress (Psychology)



Physical Description

1 online resource (vii, 165 pages)


Money is consistently one of the most common and significant sources of stress in America. The American Psychological Association's annual Stress in America survey has found that money and work have been two of the top sources of "very" or "somewhat" significant stress for Americans since 2007, when the first report was released. Drawing upon the work-home resources model, this study examined the longitudinal effects of financial strain as a component of the work-home interface on a sample of 512 employed veterans from the post-9/11 era. The work-home resources model posits that contextual demands and contextual resources in one domain (i.e., work or non-work) influence outcomes in the opposite domain through losses and gains of personal resources. Lower scores on a measure of financial strain represent better ability to meet financial needs, and the ability to meet financial needs is argued to represent a personal capital resource that could serve as a mechanism in the work-home interface. Using three waves of data, the study examined longitudinal effects on both behavioral and attitudinal outcomes of importance to veterans and organizations alike. Results did not confirm the role financial strain plays in the interface between work and home domains, as hypotheses were generally unsupported. Implications for both theory and practice, as well as limitations of the study and future directions for research are discussed.


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